Take Advantage of Loan Pre-Approval over Pre-Qualification

The Advantages

Know how much house you can afford.
Know how much cash you will need for the down payment.
Simplifies pre-approval.

A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification or pre-approval..

As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores  
  • Monthly Income and Expenses

Pre-approval is better than pre-qualification because this means that all of your documents have been received by your lender and they have gone the extra step of actually reviewing all required documents and all that will be needed is the address of the home you want to make an offer on!

With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans. We'll find the best loan for your situation.

WE also have referrals to several highly qualified lenders with decades of experience in helping people find the loan that is right for them.

 

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.78% 3.9%
15-yr Fixed 3.08% 3.24%
1-yr Adj 2.74% 3.4%
* national averages
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